I Didn’t Wait
Until I Could
Afford to Live.
I was a single mom on a regular income with holes in my budget and a daughter who deserved to see the world. So I figured it out. One trip at a time. One decision at a time. For nearly a decade.
It Started With
One Month of Receipts.
I want to be honest with you about where this started, because it wasn’t somewhere inspiring. It was a kitchen table, a stack of receipts, and the quiet realization that I had been working hard for years and had nothing to show for it except a vague feeling of being behind.
I was raising Vienna alone. Working full time. Doing everything I was supposed to do — and still feeling like travel, real financial security, a life that felt like mine — were things that happened to other people. People with different salaries. Different circumstances. Not me.
What changed wasn’t my income. What changed was that I finally looked. I tracked every dollar for thirty days — every coffee, every convenience purchase, every thing I bought without thinking about it. And I found them. The holes. Money leaving my life quietly, consistently, without me ever saying yes to it.
That first month of tracking became a system. The system became a discipline. The discipline became a margin — a gap between what came in and what went out. And that margin, over time, became Dublin, Ireland.
Our first international trip. I saved for it without a raise, without a new job, and without borrowing a dollar. Just by plugging the holes and redirecting what was already there. I remember getting off the plane and watching cars drive on the wrong side of the road. Vienna’s face. The feeling of having done something everyone said you couldn’t do without more money.
That was the beginning of F.A.T.E. I didn’t have a name for it yet. I just knew it had worked. So I kept going.
How Nearly a Decade
Actually Looked
One Month of Receipts
Tracked every dollar for thirty days. Found the holes I didn’t know I had. That awareness became the foundation of everything — the margin that made travel possible without a bigger paycheck.
Dublin, Ireland
Our first international trip. Saved for it without extra income — just plugging the holes. Vienna was young. I remember the look on her face getting off the plane. That moment became the reason for everything after it.
The Wander Window & Flight Radar Mindset
Stopped choosing destinations first. Started watching prices to all ten countries we wanted to visit — every week. Let the best deal choose where we went. The 50% average savings on flights became our on-the-ground budget for everything else.
35% Investing, $25K Emergency Fund
Travel and wealth building aren’t opposites. While visiting 20 countries on school breaks, I was simultaneously investing 35% of my income and building a fully funded emergency fund. The same awareness that made travel possible made this possible too.
Wandering Vienna — The Daughter’s Channel
Vienna turned 14 and started sharing everything she had watched me do for nearly a decade — in her voice, for her generation. I realized the mom’s side of the story had a place too. Never Ending Travel Adventures is that place.
Financial Freedom and a
Full Life Are Not Opposites.
I hear it constantly — the idea that you have to choose. Travel now or invest for later. Live fully or build responsibly. Spend on experiences or save for the future. That framing is wrong. I lived both at the same time for nearly a decade. The same system made both possible.
I’m not here to tell you what to do with your money. I’m here to show you what I did with mine — and what the results look like after ten years of doing it consistently. You can choose what makes sense for your life. But I want you to actually have a choice, which means you have to see what’s possible first.
Bethany’s Financial Snapshot — The Real Numbers
This is not a special income. This is not a lucky circumstance. This is a system, applied consistently, for nearly a decade. That’s all it is. And I’m sharing every part of it here — because nobody taught me any of this, and I don’t want that to be your story too.
Vienna Grew Up Inside This.
Now She’s Sharing It.
She was there for every trip. She watched me track receipts, check flight prices, make decisions that felt small and turned out to matter. She asked questions I had to think carefully to answer. And somewhere along the way she understood it — not as financial theory, but as a way of moving through the world.
At 14 she started her own YouTube channel called Wandering Vienna. She shares everything she watched me do — in her voice, for her generation. She’s calm, analytical, and a little quirky, and she talks about money the way a teenager should — like it matters, like it’s real, like it’s not something you wait to understand until you’re older.
She already invests $50 a month into an S&P 500 index fund. She started at 14. She understands why. That’s the part that gets me — watching the daughter carry forward something the mom had to figure out alone.
Never Ending Travel Adventures and Wandering Vienna are two separate voices telling one complete story. The mother who built the system. The daughter who grew up inside it. If you’ve found one, you’ll want to know about the other.
You Don’t Need
More Money.
You Need to Look.
This is just what worked for our family. Nearly a decade of it. You can choose to do what we did. Here’s where to start — in the right order.